Privacy Policy

 

 1000Banks offers a program to help you grow your financial literacy, develop a plan to drop out of the corporate world, and master your everyday life through effective planning and budgeting. We believe in second chances and offer “Another Chance” to those who have faced setbacks but are ready to take control of their finances and future. At our brand, we firmly believe that when you have a positive vision, God will provide the resources to bring it to fruition. Our founder’s philosophy is to focus on your goals and avoid distractions, and that’s what we embody in our brand’s culture. We strive to spread positivity through our clothing and encourage our customers to wear their affirmations with pride.

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection. An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Data Sharing

We use your personal data to provide and improve our services. We do not share your information with third parties except as required by law or with your consent. If you have any questions about this privacy policy or wish to exercise your rights, please contact us at [email protected] or via our contact form at [1kbanks.com/form]. We do not share your information, including mobile opt-in data, with third parties for marketing purposes under any circumstances. Data sharing is strictly limited to the purposes necessary for providing our services and as required by law.

Prohibition on Data Transfer to External Organizations State that personal data will not be transferred to external organizations under any circumstances, even with consent. Mention policies and technical measures to prevent unauthorized sharing.

We do not transfer your personal data to any external organizations under any circumstances, even with your consent. We have strict policies and technical measures in place to prevent unauthorized sharing or disclosure of your data. No mobile opt-in data will be shared with third parties.

1. Use and Sharing of Consumer Data:
   • Your data will only be used for account registration.
   • Data will not be shared with third parties without your consent.

2. Data Protection Measures

   • We implement strict internal controls and security measures to ensure that your personal data is not accessed, used, or shared without proper authorization. These prevent unauthorized access, use, or sharing of personal data.

3. Contact Information:
   • If you have questions or concerns about your data, contact us at [email protected] or by phone at (813) 937-1617.

Cookies

If you leave a comment on our site you may opt in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

We do not transfer your personal data to any external organizations under any circumstances, even with your consent. We have strict policies and technical measures in place to prevent unauthorized sharing or disclosure of your data.

Opt-Out Rights for SMS Messaging

You may opt out of receiving SMS messages from us at any time. To opt out of future communications, text STOP or UNSUBSCRIBE to the number from which you received the message.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Questions

If you have questions or concerns about your data, contact us at [email protected] or by phone at (813) 937-1617.

 

Terms & Conditions

 

These Terms of Service form the agreement (“Agreement”) between you as a user (“you”) and 1KBanks.com (“Provider”) regarding your use of websites, software (including software applications, mobile applications, and APIs), and other services of Provider (collectively, the “Services”). If you are using the Services on behalf of an organization, the term “you” refers to such organization.

1. SERVICES.

1.1. Your Services. The scope of your Services is described in your order form, invoice, or other mutually agreed document which details the business terms

1.2. Users. You and your Authorized Users may use the Services as permitted by the Subscription Terms. “Authorized User” means anyone you authorize to access and use the Services under your account. You are responsible for the actions of your Authorized Users. If you are an Authorized User of an organization, you agree that (i) the organization owns the account, including its content, and may at any time access, use, control, and disable your account and its content; (ii) the organization will have access to your data contained in the Services; and (iii) if the organization owns two or more accounts, it may transfer Authorized Users between its accounts without notice. If you use an email address procured for you by your organization (such as work email) to create your Services account, the organization owns the account. If you do not want your organization to access, use, or control your account, do not use an email address procured by your organization in connection with the Service.

1.3. Use by Children. Our Services are not designed for or marketed to children under 18. If you use the Services to gather personal information about minors, then you are responsible for obtaining appropriate consent from the minor’s parent or legal guardian.

1.4. Account Access Credentials. You are responsible for keeping control of your account access credentials (such as login, password, two-factor authentication codes, and backup codes) and for keeping it confidential, safe, and up to date. If you lose your credentials (including deleting or losing access to your email), you may not be able to restore access to your account and Your Content.

2. AGREEMENT.

The Agreement is the entire agreement between the parties with respect to your access and use of the Services. It supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter and prevails over any inconsistent or conflicting terms contained in any documents, communications, or discussions. In case of a conflict or inconsistency between these Terms and any other document that forms the Agreement, these Terms will control unless another document explicitly states that it overrules these Terms.

3. CONTENT OWNERSHIP.

3.1. Your Content. “Your Content” means your documents, communications, personal information, and other content you, including your Authorized Users, upload into or use with the Services. Between you and Provider, you own all rights to Your Content. You are responsible for ensuring that Your Content complies with the law.

3.2. Provider Content. “Provider Content” means documents, communications, data, including aggregated and anonymized data about the use and performance of the Services, and other content provided by Provider as part of the Services or as part of Provider’s business operations. Between you and Provider, Provider owns all rights to Provider Content. Provider Content is considered Free Services unless it is expressly included as part of the Services in your Subscription Terms (such as Provider’s proprietary document templates). Provider Content does not become Your Content even if you subscribe to it or download it. All rights not expressly granted in this Agreement are reserved by Provider. No rights are granted by implication, waiver, or estoppel.

3.3. Feedback. If you provide an idea, suggestion, information, or feedback relating to the Services (“Feedback”), including, without limitation, new features or functionality, by this Agreement you assign to Provider all rights, including all copyright, patent, and other intellectual property rights in all of your Feedback to Provider. This includes Feedback submitted to Provider via support tickets, email, chat, survey, product review, or community forum. Where assignment is prohibited by law, you grant Provider and its affiliates an exclusive (even as to you), transferable, worldwide, royalty-free, fully paid-up license (including the right to sublicense) to use all Feedback.

3.4 SMS Messages.  You will receive account alerts and promotional messages from 1000Banks. You will receive account alerts and promotional messages related to our services. Messages will be sent no more than once per week. Message and data rates may apply. For help, text HELP to the number from which you received the message.

4. CONFIDENTIALITY.

4.1. Definition of Confidential Information. All non-public information disclosed by a party (the “disclosing party”) to the other party (the “receiving party”) that the receiving party knows or reasonably should know is confidential to the disclosing party is “Confidential Information,” except for the information which: (a) becomes publicly available through no fault of the receiving party; (b) is known by the receiving party at the time of receiving such information without confidentiality obligations; (c) is obtained by the receiving party on a non-confidential basis from a third party that was not restricted from disclosing such information; or (d) is independently developed by the receiving party without the use of Confidential Information.

5. CHANGES TO THE AGREEMENT.

PROVIDER MAY FROM TIME TO TIME PROPOSE CHANGES TO THIS AGREEMENT BY POSTING AN UPDATED VERSION OF THE AGREEMENT ON ITS WEBSITES. PROVIDER WILL NOTIFY YOU OF SUCH UPDATED VERSION THROUGH YOUR ACCOUNT OR BY OTHER REASONABLE MEANS IF ANY PROPOSED CHANGES TO THE AGREEMENT ARE MATERIAL. EXCEPT FOR CHANGES REQUIRED FOR COMPLIANCE WITH THE LAW, WHICH WILL BE EFFECTIVE IMMEDIATELY, ANY PROPOSED CHANGES THAT ARE MATERIAL WILL BE EFFECTIVE AS OF YOUR NEXT SUBSCRIPTION PERIOD. IF YOU WISH TO REJECT SUCH CHANGES, YOU WILL TERMINATE THIS AGREEMENT AS PERMITTED BY ITS TERMS.